The Amortizer is a financial calculator that will provide you with an inexpensive, fast, and easy way to calculate monthly payments, create amortization tables, compare loans, and net sheets. Includes but not limited to the functions including necessary income, seller's net, owner carry back, fixed rate loan comparison, ARM comparison, fixed rate loan vs. ARM, standard calculator, financial calculator, four monthly payment comparisons, loan amortization -- bottom line, loan amortization -- spreadsheet, cap rate/gross rent multiplier, rent vs. buy, car loan analyzer, and lender database.