Use your computer to process your credit card transactions and settlements as you make sales to your customers. Secure Online Credit Card Processing and Payment Software turns your PC into a card authorization terminal for merchants. (includes developer API for integrating payment terminal with your software or Web site). Software allows you to obtain CC Authorizations using the Vital/VISANET network. Requires that you currently have a merchant account and VNumber (this means your processor is a member of the Vital/VISANET network.) This software will work with your existing processor or bank. Manually type credit card information or use a SWIPE Reader. Replaces the need for stand-alone credit card terminals. This is not a service, this is software only. You are required to have a relationship with the credit card processor of your choice or have a existing or new merchant account/VNumber.