Cashbook Complete accounting software is specially designed for small businesses. It includes a cash book, bank records, budgets, a contact manager, invoicing, statements, bills to pay (creditors), time sheets, projects, quotes, graphs, and a report writer to help you write your own ad hoc queries. Version 4.0 can import bank statements from the Internet and e-mail your invoices and statements. It handles VAT correctly for the UK, Ireland and South Africa, and handles GST correctly for Australia and New Zealand.